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Banks review company financial statements to comply with regulations and safeguard themselves from bad credits. So providing accurate, integrated reports is the key to obtaining requested funds. Unless the company is new and has no operating history, banks look at statements covering on average the last three years. In addition, lenders inspect projected financial statements [...]
The balance sheet is an indispensable tool for businesses of all sizes. At a glance, the balance sheet provides a snapshot of the company's financial health. Arguably, the balance sheet is the most important of the three major financial statements, the other two being the income and cash flow statements. Learning how to read a [...]
Running a small business is a very rewarding but often stressful experience for every entrepreneur. Keeping up with the company’s finances is a task that doesn’t always cross an owner’s mind when first forming the business, but often, it becomes a huge part of their everyday jobs.This demand can be greatly minimized by incorporating a [...]
Microsoft Excel makes it easy for anyone to do the kind of number crunching once reserved for accountants and statisticians. But the world’s best-selling spreadsheet software has also contributed to the proliferation of bad math. Close to 90% of spreadsheet documents contain errors, a 2008 analysis of multiple studies suggests. “Spreadsheets, even after careful development, [...]
Business owners can calculate their insurance expenses by using budgeting software to find the best plans for themselves and their employees.
